Commercial Lines

MHG Insurance + Risk Mitigation –  we know business/commercial risk.

Business insurance is designed to protect business owners and assets from a variety of exposures. We will evaluate your specific business insurance needs, then fashion risk mitigation strategies to reduce your total cost of risk. We can help you implement risk management strategies and place insurance coverages to protect your hard work and ensure your business continues to have an opportunity to succeed and grow. We take the time to find out the different challenges your industry may have relative to insurance concerns and tailor a package that fits your risks. We look at all potential exposures your business may have, according to your personnel, location, and future plans.

Personal Lines

MHG Insurance + Risk Mitigation – we know personal risk.

Having the right personal insurance broker can help give you peace of mind knowing you have the right coverage for the risks- all at competitive pricing. With a personal insurance policy, you can protect yourself and your family. Personal lines insurance covers costs that could potentially cripple your financial health. We provide our clients with products to protect their homes, automobiles, and personal possessions, as well as personal liability coverages. With the best insurance provider partners, we can offer a wide selection of policies designed to properly protect you while meeting your budget requirements. You work hard to protect your family and yourself. We can help. We’ll assess your risks and help you tailor the personal lines insurance you need.

OUR INSURANCE PROVIDER PARTNERS

Certifications

Social Media

What Is Cyber Liability Insurance?
Cyber Liability insurance protects against damages caused by electronic threats to computer systems or data. These threats can lead to the theft, damage, or misuse of sensitive information or other vital technologies and can result in downtime and recovery costs that often include specialized repairs and legal fees.
Options are available to cover incident response services, first-party losses (the business), and third-party losses (those experienced by others for which the business may be responsible). Any business that stores or processes sensitive information needs cyber insurance. This data can include names, addresses, Social Security numbers, medical records, or credit card information.
Also, any third party who handles confidential data and information, such as an accountant or IT service, should have their own cyber insurance policy. As more small businesses choose to use and store digital data, the need for this coverage has expanded to more than just the healthcare and banking industries.
@mhg.lasvegas 
Contact us for more information! 
#mhgdenver #milehighgroupdenver #mhglv #milehighgrouplasvegas #cybersecurity #cybersecurityinsurance

What Is Cyber Liability Insurance?
Cyber Liability insurance protects against damages caused by electronic threats to computer systems or data. These threats can lead to the theft, damage, or misuse of sensitive information or other vital technologies and can result in downtime and recovery costs that often include specialized repairs and legal fees.
Options are available to cover incident response services, first-party losses (the business), and third-party losses (those experienced by others for which the business may be responsible). Any business that stores or processes sensitive information needs cyber insurance. This data can include names, addresses, Social Security numbers, medical records, or credit card information.
Also, any third party who handles confidential data and information, such as an accountant or IT service, should have their own cyber insurance policy. As more small businesses choose to use and store digital data, the need for this coverage has expanded to more than just the healthcare and banking industries.
@mhg.lasvegas
Contact us for more information!
#mhgdenver #milehighgroupdenver #mhglv #milehighgrouplasvegas #cybersecurity #cybersecurityinsurance
...

Workers’ Compensation insurance covers employees’ medical, wage, and other financial benefits if they are injured or become ill while on the job. This coverage is required in most states.
The insurance premiums are determined individually for each employer based on ratings for their industry, the specific work duties of their employees, the amount of the company’s payroll, and that employer’s work comp claim history. In the event of a legitimate claim, an employee may be entitled to reimbursement for medical expenses, lost time at work, and other damages resulting from the claim; all of which would be covered by an employer’s Workers Compensation Insurance Policy.
Although Worker’s Compensation Insurance is a mandated expense for most employers, it is also an expense over which the employer is able to exercise a lot of control. Employers may implement Risk Management programs that promote safe work environments and safe work habits to minimize injury exposure for their employees.
Learn more on our website (link in bio)
For more information contact our professionals at MHG-LV today! 
@mhg.lasvegas 
400 South 4th Street, Suite 650 A
Las Vegas, Nevada 89101
Phone: (702) 782-2280
#mhgdenver #mhglv #milehighgroupdenver #milehighgrouplasvegas #workerscompensation #workerscompinsurance

Workers’ Compensation insurance covers employees’ medical, wage, and other financial benefits if they are injured or become ill while on the job. This coverage is required in most states.
The insurance premiums are determined individually for each employer based on ratings for their industry, the specific work duties of their employees, the amount of the company’s payroll, and that employer’s work comp claim history. In the event of a legitimate claim, an employee may be entitled to reimbursement for medical expenses, lost time at work, and other damages resulting from the claim; all of which would be covered by an employer’s Workers Compensation Insurance Policy.
Although Worker’s Compensation Insurance is a mandated expense for most employers, it is also an expense over which the employer is able to exercise a lot of control. Employers may implement Risk Management programs that promote safe work environments and safe work habits to minimize injury exposure for their employees.
Learn more on our website (link in bio)
For more information contact our professionals at MHG-LV today!
@mhg.lasvegas
400 South 4th Street, Suite 650 A
Las Vegas, Nevada 89101
Phone: (702) 782-2280
#mhgdenver #mhglv #milehighgroupdenver #milehighgrouplasvegas #workerscompensation #workerscompinsurance
...

Errors and Omissions
Errors and Omissions insurance protects businesses that offer professional advice or services- where a mistake can be a costly liability. 
Errors and Omissions (E&O) insurance is a form of liability coverage that protects the business from claims of professional negligence. Considering the fact that these cases can be lengthy, the potential cost to the business can sometimes be catastrophic.
Even suits with no merit that are filed can damage the business if not protected. At MHG, we don’t leave the business to fend for itself.
We’ll help evaluate the E&O protection on an ongoing basis to make sure the business has the right policy at the right price – for the particular business needs.
Reach out to us today for more information! Visit our website (link in bio).

@mhg.lasvegas 

#errorsandomissions #liabilityinsurance #mhgdenver #mhglv

Errors and Omissions
Errors and Omissions insurance protects businesses that offer professional advice or services- where a mistake can be a costly liability.
Errors and Omissions (E&O) insurance is a form of liability coverage that protects the business from claims of professional negligence. Considering the fact that these cases can be lengthy, the potential cost to the business can sometimes be catastrophic.
Even suits with no merit that are filed can damage the business if not protected. At MHG, we don’t leave the business to fend for itself.
We’ll help evaluate the E&O protection on an ongoing basis to make sure the business has the right policy at the right price – for the particular business needs.
Reach out to us today for more information! Visit our website (link in bio).

@mhg.lasvegas

#errorsandomissions #liabilityinsurance #mhgdenver #mhglv
...

Automobile and Motorcycle Policy
Automobile/Motorcycle insurance is a legal requirement. You must have it. Choosing the appropriate level of auto Insurance coverage depends on a number of factors, including assets you must protect (liability coverage), the value of your vehicle (collision and comprehensive), the amount of money you can afford to pay out-of-pocket (deductibles), and your tolerance for risk. 
For more information, contact us today through our website! 
Link In Bio
@mhg.lasvegas 
#mhgdenver #mhglv #milehighgroupdenver #milehighgrouplasvegas #autoinsurance #motorcycleinsurance

Automobile and Motorcycle Policy
Automobile/Motorcycle insurance is a legal requirement. You must have it. Choosing the appropriate level of auto Insurance coverage depends on a number of factors, including assets you must protect (liability coverage), the value of your vehicle (collision and comprehensive), the amount of money you can afford to pay out-of-pocket (deductibles), and your tolerance for risk.
For more information, contact us today through our website!
Link In Bio
@mhg.lasvegas
#mhgdenver #mhglv #milehighgroupdenver #milehighgrouplasvegas #autoinsurance #motorcycleinsurance
...

BOAT AND WATERCRAFT POLICIES
The summer is here and it is perfect weather for enjoying time on the lake! There’s nothing like a day of fun on the water. If you are not insured properly you run the risk of potential loss of your asset along with other financial losses.
Whether you have a fishing boat, sailboat, pontoon boat, powerboat, or personal watercraft- we can strategize insurance to cover your risks. Reach out to us today!
Learn more on our website:(link in bio) @mhg.lasvegas 
#mhgdenver #milehighgroupdenver #milehighgrouplasvegas #mhglv #boatandwatercraftpolicy

BOAT AND WATERCRAFT POLICIES
The summer is here and it is perfect weather for enjoying time on the lake! There’s nothing like a day of fun on the water. If you are not insured properly you run the risk of potential loss of your asset along with other financial losses.
Whether you have a fishing boat, sailboat, pontoon boat, powerboat, or personal watercraft- we can strategize insurance to cover your risks. Reach out to us today!
Learn more on our website:(link in bio) @mhg.lasvegas
#mhgdenver #milehighgroupdenver #milehighgrouplasvegas #mhglv #boatandwatercraftpolicy
...

What Is Builders Risk Insurance?
During the course of construction, contractors face variable risks. MHG is an expert at helping contractors and builders assess these risks and their insurance needs.

A Builders Risk policy protects builders and contractors from losses to property and subsequent financial hardships in the event of an incident. Losses may occur to the property or structure but may include the materials used on the job site. MHG can help protect the business. Learn more by visiting our Commercial Lines section on our website (link in bio) mhglv #mhgdenver

What Is Builders Risk Insurance?
During the course of construction, contractors face variable risks. MHG is an expert at helping contractors and builders assess these risks and their insurance needs.

A Builders Risk policy protects builders and contractors from losses to property and subsequent financial hardships in the event of an incident. Losses may occur to the property or structure but may include the materials used on the job site. MHG can help protect the business. Learn more by visiting our Commercial Lines section on our website (link in bio) mhglv #mhgdenver
...

We are proud to announce that @mhg.lasvegas just received our latest certification, the CLCS, which is a Commercial Lines Coverage Specialist! 
The CLCS Commercial Lines Coverage Specialist designation program is the most complete professional learning program available for industry professionals seeking to master the subject of commercial lines coverage.
#CLCS #commerciallinescoveragespecialist #mhglv #mhgdenver #milehighgrouplasvegas #milehighgroupdenver

We are proud to announce that @mhg.lasvegas just received our latest certification, the CLCS, which is a Commercial Lines Coverage Specialist!
The CLCS Commercial Lines Coverage Specialist designation program is the most complete professional learning program available for industry professionals seeking to master the subject of commercial lines coverage.
#CLCS #commerciallinescoveragespecialist #mhglv #mhgdenver #milehighgrouplasvegas #milehighgroupdenver
...

From slips, trips and falls to extreme weather and cyberattacks, businesses are regularly confronted with risks to operations and profitability. In 2023, elevated building costs, increased flooding, and growing ransomware attacks made it compelling for business owners to make sure they had adequate insurance to stay ahead of property and liability exposures. However, if left unchecked, these trends can lead to gaps in coverage. As 2024 approaches, now is the time to assess your risk and collaborate with the right resources to fill any potential voids in insurance.
Read our latest blog by visiting our website. Link is in our bio! 
#mhglv #mhgdenver #milehighgroupdenver #milehighgrouplasvegas #businessinsurance

From slips, trips and falls to extreme weather and cyberattacks, businesses are regularly confronted with risks to operations and profitability. In 2023, elevated building costs, increased flooding, and growing ransomware attacks made it compelling for business owners to make sure they had adequate insurance to stay ahead of property and liability exposures. However, if left unchecked, these trends can lead to gaps in coverage. As 2024 approaches, now is the time to assess your risk and collaborate with the right resources to fill any potential voids in insurance.
Read our latest blog by visiting our website. Link is in our bio!
#mhglv #mhgdenver #milehighgroupdenver #milehighgrouplasvegas #businessinsurance
...

Blogs

Gaps in Insurance Created by Complex Risks

Elevated building costs, increased flooding and growing ransomware attacks can disrupt business. Learn how to assess your business risks and fill your gaps in insurance.

Cyber Criminals Remain a Threat for Businesses In 2024

After the spike of ransomware attacks in 2019, 2020 and 2021, the insurance industry observed that cyberattacks began to decrease in 2022, possibly as a result of threat actors being more focused on the conflict in Europe. However, during the first half of 2023, the number of cyberattacks now appears to be on the rise again.

Reviews