Elevated building costs, increased flooding and growing ransomware attacks can disrupt business. Learn how to assess your business risks and fill your gaps in insurance.
Las Vegas
Certifications
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Who Is Mile High Group?
Founded in Denver, Colorado in the early 1980s by Rom C Maningo- Mile High Group (MHG) is a family-owned, but nationally affiliated, independent insurance brokerage offering businesses and individuals professional risk mitigation strategies and competitive insurance products. With an experienced and client-centered internal team, modernized infrastructure, sub-agency partners throughout metro Denver, and the best provider-partners with competitive products and programs– MHG has been able to effectively mitigate clients’ risk and provide necessary insurance … for more than 40+ years.
In 2021, Las Vegas business/insurance lawyer Lance Maningo expanded the family business to Las Vegas, Nevada … and MHG-LV was born. Combining the fundamental principles of MHG with 30+ years of legal experience and insurance acumen, MHG-LV offers businesses and individuals personalized risk mitigation strategies specific to their given industry and/or needs- and offers competitive insurance products to effectively reduce the total cost of risk.
#mhgdenver #mhglv #milehighgroupdenver #milehighgrouplasvegas #insuranceprovider
Who Is Mile High Group?
Founded in Denver, Colorado in the early 1980s by Rom C Maningo- Mile High Group (MHG) is a family-owned, but nationally affiliated, independent insurance brokerage offering businesses and individuals professional risk mitigation strategies and competitive insurance products. With an experienced and client-centered internal team, modernized infrastructure, sub-agency partners throughout metro Denver, and the best provider-partners with competitive products and programs– MHG has been able to effectively mitigate clients’ risk and provide necessary insurance … for more than 40+ years.
In 2021, Las Vegas business/insurance lawyer Lance Maningo expanded the family business to Las Vegas, Nevada … and MHG-LV was born. Combining the fundamental principles of MHG with 30+ years of legal experience and insurance acumen, MHG-LV offers businesses and individuals personalized risk mitigation strategies specific to their given industry and/or needs- and offers competitive insurance products to effectively reduce the total cost of risk.
#mhgdenver #mhglv #milehighgroupdenver #milehighgrouplasvegas #insuranceprovider
What Is Cyber Liability Insurance?
Cyber Liability insurance protects against damages caused by electronic threats to computer systems or data. These threats can lead to the theft, damage, or misuse of sensitive information or other vital technologies and can result in downtime and recovery costs that often include specialized repairs and legal fees.
Options are available to cover incident response services, first-party losses (the business), and third-party losses (those experienced by others for which the business may be responsible). Any business that stores or processes sensitive information needs cyber insurance. This data can include names, addresses, Social Security numbers, medical records, or credit card information.
Also, any third party who handles confidential data and information, such as an accountant or IT service, should have their own cyber insurance policy. As more small businesses choose to use and store digital data, the need for this coverage has expanded to more than just the healthcare and banking industries.
@mhg.lasvegas
Contact us for more information!
#mhgdenver #milehighgroupdenver #mhglv #milehighgrouplasvegas #cybersecurity #cybersecurityinsurance
What Is Cyber Liability Insurance?
Cyber Liability insurance protects against damages caused by electronic threats to computer systems or data. These threats can lead to the theft, damage, or misuse of sensitive information or other vital technologies and can result in downtime and recovery costs that often include specialized repairs and legal fees.
Options are available to cover incident response services, first-party losses (the business), and third-party losses (those experienced by others for which the business may be responsible). Any business that stores or processes sensitive information needs cyber insurance. This data can include names, addresses, Social Security numbers, medical records, or credit card information.
Also, any third party who handles confidential data and information, such as an accountant or IT service, should have their own cyber insurance policy. As more small businesses choose to use and store digital data, the need for this coverage has expanded to more than just the healthcare and banking industries.
@mhg.lasvegas
Contact us for more information!
#mhgdenver #milehighgroupdenver #mhglv #milehighgrouplasvegas #cybersecurity #cybersecurityinsurance
Workers’ Compensation insurance covers employees’ medical, wage, and other financial benefits if they are injured or become ill while on the job. This coverage is required in most states.
The insurance premiums are determined individually for each employer based on ratings for their industry, the specific work duties of their employees, the amount of the company’s payroll, and that employer’s work comp claim history. In the event of a legitimate claim, an employee may be entitled to reimbursement for medical expenses, lost time at work, and other damages resulting from the claim; all of which would be covered by an employer’s Workers Compensation Insurance Policy.
Although Worker’s Compensation Insurance is a mandated expense for most employers, it is also an expense over which the employer is able to exercise a lot of control. Employers may implement Risk Management programs that promote safe work environments and safe work habits to minimize injury exposure for their employees.
Learn more on our website (link in bio)
For more information contact our professionals at MHG-LV today!
@mhg.lasvegas
400 South 4th Street, Suite 650 A
Las Vegas, Nevada 89101
Phone: (702) 782-2280
#mhgdenver #mhglv #milehighgroupdenver #milehighgrouplasvegas #workerscompensation #workerscompinsurance
Workers’ Compensation insurance covers employees’ medical, wage, and other financial benefits if they are injured or become ill while on the job. This coverage is required in most states.
The insurance premiums are determined individually for each employer based on ratings for their industry, the specific work duties of their employees, the amount of the company’s payroll, and that employer’s work comp claim history. In the event of a legitimate claim, an employee may be entitled to reimbursement for medical expenses, lost time at work, and other damages resulting from the claim; all of which would be covered by an employer’s Workers Compensation Insurance Policy.
Although Worker’s Compensation Insurance is a mandated expense for most employers, it is also an expense over which the employer is able to exercise a lot of control. Employers may implement Risk Management programs that promote safe work environments and safe work habits to minimize injury exposure for their employees.
Learn more on our website (link in bio)
For more information contact our professionals at MHG-LV today!
@mhg.lasvegas
400 South 4th Street, Suite 650 A
Las Vegas, Nevada 89101
Phone: (702) 782-2280
#mhgdenver #mhglv #milehighgroupdenver #milehighgrouplasvegas #workerscompensation #workerscompinsurance
Errors and Omissions
Errors and Omissions insurance protects businesses that offer professional advice or services- where a mistake can be a costly liability.
Errors and Omissions (E&O) insurance is a form of liability coverage that protects the business from claims of professional negligence. Considering the fact that these cases can be lengthy, the potential cost to the business can sometimes be catastrophic.
Even suits with no merit that are filed can damage the business if not protected. At MHG, we don’t leave the business to fend for itself.
We’ll help evaluate the E&O protection on an ongoing basis to make sure the business has the right policy at the right price – for the particular business needs.
Reach out to us today for more information! Visit our website (link in bio).
@mhg.lasvegas
#errorsandomissions #liabilityinsurance #mhgdenver #mhglv
Errors and Omissions
Errors and Omissions insurance protects businesses that offer professional advice or services- where a mistake can be a costly liability.
Errors and Omissions (E&O) insurance is a form of liability coverage that protects the business from claims of professional negligence. Considering the fact that these cases can be lengthy, the potential cost to the business can sometimes be catastrophic.
Even suits with no merit that are filed can damage the business if not protected. At MHG, we don’t leave the business to fend for itself.
We’ll help evaluate the E&O protection on an ongoing basis to make sure the business has the right policy at the right price – for the particular business needs.
Reach out to us today for more information! Visit our website (link in bio).
@mhg.lasvegas
#errorsandomissions #liabilityinsurance #mhgdenver #mhglv
Automobile and Motorcycle Policy
Automobile/Motorcycle insurance is a legal requirement. You must have it. Choosing the appropriate level of auto Insurance coverage depends on a number of factors, including assets you must protect (liability coverage), the value of your vehicle (collision and comprehensive), the amount of money you can afford to pay out-of-pocket (deductibles), and your tolerance for risk.
For more information, contact us today through our website!
Link In Bio
@mhg.lasvegas
#mhgdenver #mhglv #milehighgroupdenver #milehighgrouplasvegas #autoinsurance #motorcycleinsurance
Automobile and Motorcycle Policy
Automobile/Motorcycle insurance is a legal requirement. You must have it. Choosing the appropriate level of auto Insurance coverage depends on a number of factors, including assets you must protect (liability coverage), the value of your vehicle (collision and comprehensive), the amount of money you can afford to pay out-of-pocket (deductibles), and your tolerance for risk.
For more information, contact us today through our website!
Link In Bio
@mhg.lasvegas
#mhgdenver #mhglv #milehighgroupdenver #milehighgrouplasvegas #autoinsurance #motorcycleinsurance
BOAT AND WATERCRAFT POLICIES
The summer is here and it is perfect weather for enjoying time on the lake! There’s nothing like a day of fun on the water. If you are not insured properly you run the risk of potential loss of your asset along with other financial losses.
Whether you have a fishing boat, sailboat, pontoon boat, powerboat, or personal watercraft- we can strategize insurance to cover your risks. Reach out to us today!
Learn more on our website:(link in bio) @mhg.lasvegas
#mhgdenver #milehighgroupdenver #milehighgrouplasvegas #mhglv #boatandwatercraftpolicy
BOAT AND WATERCRAFT POLICIES
The summer is here and it is perfect weather for enjoying time on the lake! There’s nothing like a day of fun on the water. If you are not insured properly you run the risk of potential loss of your asset along with other financial losses.
Whether you have a fishing boat, sailboat, pontoon boat, powerboat, or personal watercraft- we can strategize insurance to cover your risks. Reach out to us today!
Learn more on our website:(link in bio) @mhg.lasvegas
#mhgdenver #milehighgroupdenver #milehighgrouplasvegas #mhglv #boatandwatercraftpolicy
What Is Builders Risk Insurance?
During the course of construction, contractors face variable risks. MHG is an expert at helping contractors and builders assess these risks and their insurance needs.
A Builders Risk policy protects builders and contractors from losses to property and subsequent financial hardships in the event of an incident. Losses may occur to the property or structure but may include the materials used on the job site. MHG can help protect the business. Learn more by visiting our Commercial Lines section on our website (link in bio) mhglv #mhgdenver
What Is Builders Risk Insurance?
During the course of construction, contractors face variable risks. MHG is an expert at helping contractors and builders assess these risks and their insurance needs.
A Builders Risk policy protects builders and contractors from losses to property and subsequent financial hardships in the event of an incident. Losses may occur to the property or structure but may include the materials used on the job site. MHG can help protect the business. Learn more by visiting our Commercial Lines section on our website (link in bio) mhglv #mhgdenver
We are proud to announce that @mhg.lasvegas just received our latest certification, the CLCS, which is a Commercial Lines Coverage Specialist!
The CLCS Commercial Lines Coverage Specialist designation program is the most complete professional learning program available for industry professionals seeking to master the subject of commercial lines coverage.
#CLCS #commerciallinescoveragespecialist #mhglv #mhgdenver #milehighgrouplasvegas #milehighgroupdenver
We are proud to announce that @mhg.lasvegas just received our latest certification, the CLCS, which is a Commercial Lines Coverage Specialist!
The CLCS Commercial Lines Coverage Specialist designation program is the most complete professional learning program available for industry professionals seeking to master the subject of commercial lines coverage.
#CLCS #commerciallinescoveragespecialist #mhglv #mhgdenver #milehighgrouplasvegas #milehighgroupdenver
Blogs
Cyber Criminals Remain a Threat for Businesses In 2024
After the spike of ransomware attacks in 2019, 2020 and 2021, the insurance industry observed that cyberattacks began to decrease in 2022, possibly as a result of threat actors being more focused on the conflict in Europe. However, during the first half of 2023, the number of cyberattacks now appears to be on the rise again.
Reviews
Recently we had an urgent request for additional cyber insurance coverage in order to sign a major contract with one of our customers. The timeline seemed impossible to us based on our previous experiences with insurance companies. MHG was able to execute this change for us, and because of them, we met the deadline. Since we moved all our lines of coverage to MHC, we were impressed by the detail and expertise they offer. Lance and Drake helped us not only scope and rightsize our current coverage but also find the hidden liabilities we were not aware of.
Their expertise helps our company feel confident in doing business daily, knowing we are covered in every situation. The best part – they always pick up our calls and have our best interest, and Lance’s legal background shines the light on every situation/doubt our company has. We trust Mile High Group and highly recommend it to our business partners and friends!
The Mile High Group has been a wonderful company for us! They were very helpful in providing us with quotes and the benefits and coverage for a variety of products, including our vehicles and our business insurance! We HIGHLY recommend them!
When we started our company we knew we needed business insurance but we were not sure about the amount of coverage nor the type that we needed. Drake, Zane, and Lance were very helpful in providing us with all the answers to our questions and gave us a number of quotes with the corresponding benefits and coverages so we could make an informed decision! We did, and we thank you all!
Thank you Drake and Zane for your help! You saved us money and we actually received better coverage than what we had before we came to you and Mile High! Highly recommend you all to our friends!
Thank you Mile High Group! Because of your many relationships and partnerships with Insurance Providers, you were able to offer me better coverage for less money, and on my budget, this was extremely important! I can’t thank you enough help! You always got back to me in a timely manner and that was very welcomed and appreciated!