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When do most car accidents happen?

According to the National Safety Council (NSC), the most dangerous time of day to be driving is rush hour between 4 p.m. and 8 p.m. The most common time for car accidents is at night in the warm, summer months. The NSC reports that there were about 13,200,000 motor vehicle crashes in 2021. Given that human error in the form of distracted or drunk driving and speeding are some of the most common causes of car crashes, they are largely preventable.

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How To Lower Your Car Insurance Rate

Some of the most impactful ways to lower your car insurance include qualifying for multiple discounts, avoiding accidents, and changing your coverage. Comparing rates, trying usage-based insurance, and knowing how your vehicle might affect your rate can also help.

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