A Business Owners’ Policy combines several different coverages into one policy to protect the small to medium-size business and its assets.
Business Owners’ Policy (BOP)
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What Is The First Step?
MHG will tailor a package to fit the needs of any given business in any given industry. Many industries require specialized packages for their Business Owners’ Policies.
How Does The Process Work?
MHG will evaluate the needs of the business and give customized/specific options. Business Owners’ Policies generally include:
1) Property coverage – protecting buildings and contents that are owned by the business;
2) Liability protection – covering the business’ products or operations that may result in damage or injury to another;
3) Business Interruption – protecting the business from any event that may result in loss of income or operation of the business; and
4) Other coverages – insuring equipment breakdown, crime, employee liability, and more. In addition to BOP, the business may need separate coverage for commercial autos, worker’s compensation, and other specific risks.