Skip to main content
Insurances

Personal Lines

personal lines img

Personal Risk

Having the right personal insurance broker can help give you peace of mind knowing you have the right coverage for the risks- all at competitive pricing. With a personal insurance policy, you can protect yourself and your family. Personal lines insurance covers costs that could potentially cripple your financial health. We provide our clients with products to protect their homes, automobiles, and personal possessions, as well as personal liability coverages. With the best insurance provider partners, we can offer a wide selection of policies designed to properly protect you while meeting your budget requirements. You work hard to protect your family and yourself. We can help. We’ll assess your risks and help you tailor the personal lines insurance you need. At MHG Insurance + Risk Mitigation, we can design a specialized package according to your personal property and casualty needs. We are also proactive in identifying any factors that may increase your premiums or change your risk, and provide consulting and risk management options to protect you and your family.

Common Personal Lines We Offer

If you need Auto, Home, Umbrella or any other personal insurance coverage, we can assist you with your specific personal insurance needs. Your risk mitigation strategy is important – it will protect you and your family. Our personal lines staff is here to answer any questions you may have and research the personal insurance products and programs best suited to fit your needs.

Automobile and Motorcycle Policy

Auto and motorcycle insurance is legally required. The right coverage depends on your assets, vehicle value, deductible preference, and risk tolerance. MHG helps you choose the best policy to protect you on the road.

Homeowners Policy

Homeowners insurance is a property insurance policy that provides coverage for your private residence. A homeowners policy typically covers losses and damages to a personal residence, as well as furnishings and certain other assets within your home.

ATV/UTV Policy

Whether you’re a full-time rancher or part-time adventure seeker, make sure you and your all-terrain vehicle (ATV), utility vehicle (UTV), quad, or side-by-side are protected. With MHG, we can customize your ATV/UTV policy to cover different types of risks to your off-road vehicle.

Golf Cart Policy

Stay on top of your golf game with customized golf cart insurance. We can help you choose the right level of protection and options at the right price. Golf cart accidents can happen at any time and place.

Boat and Watercraft Policy

There’s nothing like a day of fun on the water. Whether you have a fishing boat, sailboat, pontoon boat, powerboat, or personal watercraft- we can strategize insurance to cover your risks.

RV and Trailer Policy

Your recreational vehicle (RV) is more than a car, but it’s not quite a house. This can make it challenging to find the right coverage for your home on wheels at an affordable rate. That’s where we can help.

Renters Policy

If you’re renting an apartment, condo, or home, you’ll need to protect yourself and your personal belongings. Even though you don’t own the space, you still face many risks, like theft, fire, or storm damage.

Umbrella Policy

Personal umbrella insurance offers additional liability coverage and extends your automobile and homeowners insurance policy limits- providing that added layer or risk mitigation.

Jewelry and Valuable Items Insurance

Protect your cherished possessions, from engagement rings to heirlooms, with jewelry and valuable items insurance. Ensure your meaningful items are safeguarded against loss or damage with the right coverage.

E-Bike Insurance

Whether for commuting or weekend rides, protect your electric bike with customizable, affordable coverage. MHG offers insurance for class 1, 2, and 3 e-bikes—giving you peace of mind on every ride.