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Insurances

RV and Trailer Policy

January 5, 2025 | by MHG Team

RV and Trailer Policy

Your recreational vehicle (RV) is more than a car, but it’s not quite a house. This can make it challenging to find the right coverage for your home on wheels at an affordable rate. That’s where we can help. Whether you need RV insurance, motorhome insurance, or trailer insurance, MHG can get you the coverage you need.

Do You Need RV Insurance?

RV insurance is different than car insurance. That’s why motorhomes, travel trailers, and campers need custom coverage. RV insurance gives you many of the same benefits you get with car insurance coverage but includes more protection based on the unique risks that RVs face.

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RV/Trailer Insurance Coverages

You can customize your RV insurance policy with different types of coverage, including:

Medical payments: This helps cover treatment or recovery costs if you or your passengers get hurt in an accident.

Collision damage: This helps pay for your repair costs if your RV gets damaged in an accident.

Bodily injury: If you get into an accident with your RV and other people get hurt, this coverage helps pay their medical expenses.

Property damage: If your RV or trailer damages another person’s property, like their car or home, this coverage can help pay for their repairs.

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