Professional Liability insurance protects businesses when mistakes are made in the professional services that are provided to customers or clients. See also: Errors and Omissions insurance.
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How Does Professional Liability Coverage Protect You?
E&O (Errors and Omissions) Insurance is an integral part of a Professional Liability Insurance Policy. Anyone can make a mistake (Error) or miss a detail of explanation (Omission). With professionals in a wide range of industries, those errors and omissions become a professional liability and create a risk of litigation.
From Insurance Agents to Architects, Attorneys and Real Estate Agents, Accounting Firms, Gyms and Health Clubs, Educators, and Computer Programmers, almost every type of professional carries some potential risk.
MHG understands the individual needs of a wide variety of industry professionals, tailoring an approach to each individual client. General Liability insurance policies typically only cover bodily injury and property damage claims, leaving those whose businesses operate in an advisory or consulting capacity lacking very necessary coverage against errors and omission. Because
General Liability policies rarely include provisions for professional indemnity, professionals may find themselves held solely responsible for financial restitution awarded for inadvertent misrepresentation or violations of good faith.
A Professional Liability Insurance Policy that is tailored to include all of the supplemental coverage required to bear the financial burden of defending against litigation and potential judgments.
MHG specializes in lawyer’s legal malpractice coverage. We are lawyers insuring other lawyers.